Terms of Service

Agreement and Acceptance

These Terms of Service (“Terms”) govern your access to and use of the services provided by Belto AI LLC (“Belto”, “we”, “our”, or “us”), including the website at belto.ai, the platform at app.belto.ai, and all associated services (collectively, the “Service”).

By accessing or using the Service, creating an account, or clicking to accept these Terms, you (“you”, “your”, or “Client”) agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you are entering into these Terms on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute the entire agreement between you and Belto regarding the Service and supersede all prior agreements, representations, and understandings relating to the subject matter hereof.

Description of Service

Belto provides an AI-powered regulatory intelligence platform that monitors global AI regulatory frameworks, maps regulatory changes to client AI system profiles, and produces structured compliance intelligence outputs including risk events, policy guidance, and audit-ready reports.

2.1 What Belto provides

• Continuous monitoring of authoritative regulatory sources across multiple jurisdictions
• Personalized compliance analysis based on the AI system profile you provide during onboarding
• Jurisdiction-specific risk events citing applicable regulations, obligations, and penalty exposure
• Compliance policy outputs for your review and approval
• Audit trail logging of all detected changes and generated outputs
• Weekly regulatory intelligence digests
• Compliance posture scoring and reporting

2.2 What Belto does not provide

Belto is not a law firm and does not provide legal advice, legal representation, or legal opinions. Nothing in the Service, including risk events, policy outputs, compliance scores, or any other output, constitutes legal advice. You should consult qualified legal counsel for formal legal guidance on your compliance obligations.

Belto does not guarantee that use of the Service will result in legal compliance. Compliance obligations depend on legal determinations that require qualified legal assessment. Belto provides intelligence that informs compliance decisions — it does not make those decisions on your behalf.

Belto does not access, connect to, or integrate with your AI systems or infrastructure. All analysis is performed on the system profile information you provide. Belto does not deploy code to your systems, enforce policies automatically, or make changes to your infrastructure.

2.3 Service availability

We aim to maintain Service availability of 99.5% measured monthly, excluding scheduled maintenance. We will provide reasonable advance notice of scheduled maintenance. We do not guarantee uninterrupted or error-free access to the Service. We are not liable for losses resulting from Service unavailability beyond what is expressly set out in these Terms.

Account Registration and Access

3.1 Account creation

To access the Service, you must create an account by providing accurate, complete, and current information. You are responsible for maintaining the accuracy of your account information and for updating it as necessary.

3.2 Account security

You are responsible for maintaining the confidentiality of your account credentials. You must not share your login credentials with any third party. You are responsible for all activity that occurs under your account. You must notify us immediately at support@belto.ai if you become aware of any unauthorized access to your account.

We reserve the right to terminate or suspend accounts that we reasonably believe have been compromised or are being used in violation of these Terms.

3.3 Eligibility

You must be at least 18 years of age to create an account and use the Service. By creating an account, you represent and warrant that you meet this requirement. The Service is intended for business use. Personal use accounts are not permitted.

3.4 Early access

During our early access period, access to the Service is by application only. We reserve the right to accept or decline applications at our discretion. Early access clients receive the pricing and features described at the time of their acceptance, subject to these Terms.

Client Responsibilities and Acceptable Use

4.1 Accuracy of information

You are responsible for the accuracy, completeness, and currency of all information you provide to Belto, including your AI system profile, onboarding responses, and any documentation you upload. The quality and accuracy of Belto's compliance analysis depends directly on the accuracy of the information you provide. Belto is not liable for inaccurate or incomplete outputs resulting from inaccurate or incomplete information you have provided.

4.2 Permitted use

You may use the Service only for lawful business purposes in accordance with these Terms and all applicable laws and regulations. You may use the Service to:

• Monitor regulatory developments relevant to your AI systems
• Review and act on compliance risk events and policy outputs
• Generate compliance reports for internal use, legal review, and regulatory purposes
• Manage your organization's AI compliance posture

4.3 Prohibited use

You must not use the Service to:

• Violate any applicable law or regulation
• Infringe the intellectual property rights of Belto or any third party
• Attempt to gain unauthorized access to any part of the Service or its infrastructure
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service
• Scrape, crawl, or systematically extract data from the Service using automated means without our written consent
• Resell, sublicense, or otherwise make the Service available to third parties without our written consent
• Upload or transmit malicious code, viruses, or any software intended to damage or interfere with the Service
• Use the Service to make representations to third parties that misrepresent the nature of Belto's outputs
• Use outputs from the Service as a substitute for qualified legal advice without appropriate legal review

4.4 Client responsibility for implementation

All compliance decisions and implementation actions are your sole responsibility. Belto delivers compliance intelligence outputs for your review. You decide what to implement, when to implement it, and how. Belto has no responsibility for your implementation decisions or their consequences.

Intellectual Property

5.1 Belto intellectual property

The Service, including its software, algorithms, design, content, databases, regulatory intelligence infrastructure, and all associated intellectual property, is owned by Belto AI LLC and is protected by copyright, trademark, patent, trade secret, and other applicable intellectual property laws.

These Terms do not transfer any intellectual property rights to you. You receive only a limited, non-exclusive, non-transferable, revocable license to access and use the Service during the term of your subscription in accordance with these Terms.

5.2 Your content and data

You retain all intellectual property rights in the information and documentation you upload to the Service, including your AI system profile and supporting documentation. By uploading content to the Service, you grant Belto a limited license to use that content solely for the purpose of providing the Service to you.

We do not use your system profile data or uploaded documentation to train AI models or to improve our service for other clients without your explicit written consent.

5.3 Outputs

Compliance outputs generated by the Service, including risk events, policy guidance, and reports, are provided to you for your use. You may use, copy, and distribute these outputs internally and with your legal counsel and regulators. You may not resell or commercially distribute outputs without our written consent.

5.4 Feedback

If you provide feedback, suggestions, or ideas about the Service, you grant Belto an irrevocable, perpetual, royalty-free license to use that feedback for any purpose without any obligation to you.

Fees, Payment, and Subscription

6.1 Subscription fees

Access to the Service is provided on a subscription basis. Current pricing is displayed on our website at belto.ai/pricing. Fees are charged in advance on a monthly basis. All fees are exclusive of applicable taxes, which you are responsible for paying.

6.2 Early access pricing

Early access clients receive pricing as confirmed at the time of account acceptance. Early access pricing is locked for 12 months from the start date of your subscription. After 12 months, standard pricing will apply. We will provide at least 30 days notice before any pricing change takes effect for your account.

6.3 Payment

You authorize Belto to charge your payment method on file for all subscription fees when due. All fees are non-refundable except as expressly provided in these Terms or required by applicable law. If your payment fails, we will notify you and provide a grace period of 7 days to resolve the payment issue before suspending your account.

6.4 Taxes

You are responsible for all applicable taxes, levies, and duties imposed by any taxing authority in connection with your use of the Service. Where Belto is required to collect taxes, they will be added to your invoice.

6.5 Cancellation

You may cancel your subscription at any time through your account settings or by contacting support@belto.ai. Cancellation takes effect at the end of the current billing period. You will retain access to the Service until the end of the period for which you have paid. No refunds are provided for partial billing periods.

Confidentiality

7.1 Definition

“Confidential Information” means any information disclosed by one party to the other that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure. Confidential Information includes your system profile data, your compliance outputs, and Belto's proprietary technology and business information.

7.2 Obligations

Each party agrees to hold the other's Confidential Information in strict confidence, to use it only for the purposes of these Terms, and not to disclose it to any third party without the disclosing party's prior written consent, except to employees, contractors, and advisors who need to know it and who are bound by confidentiality obligations at least as protective as these Terms.

7.3 Exceptions

Confidentiality obligations do not apply to information that is or becomes publicly available through no breach of these Terms, that was already known to the receiving party without restriction, that is independently developed by the receiving party without use of the disclosing party's Confidential Information, or that is required to be disclosed by law or court order.

Data Processing

To the extent that Belto processes personal data on your behalf in connection with your use of the Service, such processing is governed by our Data Processing Agreement (DPA), which is available at belto.ai/dpa. The DPA forms part of these Terms.

You are the data controller for personal data contained in your AI system profile and any documentation you upload. Belto acts as a data processor for such data. You are responsible for ensuring that you have a lawful basis for sharing personal data with Belto and that doing so is consistent with your obligations under applicable data protection law.

Our collection and use of your own personal data as a client is governed by our Privacy Policy at belto.ai/privacy.

Disclaimers and Limitation of Liability

9.1 No legal advice

9.2 No compliance guarantee

9.3 Service disclaimer

9.4 Limitation of liability

9.5 Essential basis

The limitations of liability in this section reflect an allocation of risk between the parties and form an essential basis of the bargain between the parties. Belto would not provide the Service on the terms set out herein without these limitations.

9.6 Exceptions

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by applicable law.

Indemnification

You agree to indemnify, defend, and hold harmless Belto AI LLC and its officers, directors, employees, contractors, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from or related to:

• Your use of the Service in violation of these Terms
• Your violation of any applicable law or regulation
• Any inaccurate or misleading information you provide to Belto
• Your implementation of compliance actions based on Service outputs
• Any claim by a third party arising from your use of outputs from the Service
• Your infringement of any intellectual property or other rights of any third party

Term and Termination

11.1 Term

These Terms commence on the date you create an account or are granted access to the Service and continue until your subscription is cancelled or these Terms are terminated in accordance with this section.

11.2 Termination by you

You may terminate your account at any time by cancelling your subscription through your account settings or by contacting support@belto.ai. Termination takes effect at the end of the current billing period.

11.3 Termination by Belto

We may suspend or terminate your access to the Service immediately and without notice if you materially breach these Terms and fail to cure the breach within 10 days of written notice. We may also terminate your account if you become insolvent, make an assignment for the benefit of creditors, or if we are required to do so by law.

We may terminate the Service entirely with 90 days written notice.

11.4 Effect of termination

Upon termination, your right to access the Service ceases immediately. We will retain your data for 90 days following termination during which you may request an export of your compliance data. After 90 days, your data will be deleted in accordance with our Privacy Policy.

Sections that by their nature should survive termination — including Sections 5, 7, 9, 10, 12, and 13 — shall survive termination of these Terms.

Governing Law and Dispute Resolution

12.1 Governing law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. For clients in the European Union or United Kingdom, mandatory consumer protection provisions of your jurisdiction of residence continue to apply.

12.2 Dispute resolution

The parties agree to attempt to resolve any dispute arising from these Terms informally first. Either party may initiate informal dispute resolution by sending written notice to the other party describing the dispute. The parties will attempt to resolve the dispute within 30 days of such notice.

12.3 Arbitration

If informal resolution fails, disputes shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Arbitration shall take place in Delaware. The arbitration shall be conducted in English. The arbitrator's award shall be final and binding.

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent irreparable harm pending the outcome of arbitration.

12.4 Class action waiver

You agree that any dispute resolution proceedings shall be conducted only on an individual basis and not in a class, consolidated, or representative action.

12.5 EU and UK clients

If you are a consumer located in the European Union, you may also use the EU Online Dispute Resolution platform at ec.europa.eu/consumers/odr. If you are located in the United Kingdom, you may contact the UK Centre for Effective Dispute Resolution.

General Provisions

13.1 Entire agreement

These Terms, together with our Privacy Policy and any Data Processing Agreement, constitute the entire agreement between you and Belto regarding the Service and supersede all prior and contemporaneous agreements, representations, and understandings.

13.2 Amendments

We may amend these Terms at any time. For material changes, we will provide at least 14 days written notice by email or through the Service before the changes take effect. Your continued use of the Service after the effective date constitutes acceptance of the amended Terms. If you do not accept the amended Terms, you may terminate your account before the effective date.

13.3 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

13.4 Waiver

No failure or delay by either party in exercising any right under these Terms shall constitute a waiver of that right. A waiver of any breach shall not be a waiver of any subsequent breach.

13.5 Assignment

You may not assign or transfer these Terms or any rights hereunder without our prior written consent. Belto may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of its assets. These Terms bind and inure to the benefit of the parties and their permitted successors and assigns.

13.6 Force majeure

Neither party shall be liable for any failure or delay in performance caused by circumstances beyond their reasonable control, including acts of God, war, terrorism, pandemic, government action, internet outages, or third-party service provider failures, provided the affected party gives prompt notice and uses reasonable efforts to resume performance.

13.7 No partnership

Nothing in these Terms creates any partnership, joint venture, agency, or employment relationship between the parties. Neither party has authority to bind the other in any way.

13.8 Notices

Notices under these Terms must be in writing. Notices to Belto must be sent to support@belto.ai. Notices to you will be sent to the email address associated with your account. Notices are effective when received.

Contact Information

For questions about these Terms, to report a violation, or to request any information:

We aim to respond to all legal and Terms-related inquiries within 5 business days. For urgent matters including security incidents or legal process, please mark your communication as urgent in the subject line.

These Terms of Service were last reviewed and approved on May 10, 2026. Version 1.0. Belto AI LLC reserves the right to update these Terms in accordance with Section 13.2.